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Sapphire Reserve vs. Sapphire Preferred: Which Credit Card is Better?

Sapphire Reserve vs Sapphire Preferred

As most of you know, the publicly availably sign-up bonus for the Chase Sapphire Reserve card has dropped from 100,000 points to 50,000 points. The spending requirement is still $4,000 within 3 months. The downgrade happened sooner than most of us… Continue Reading

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Retaining Top-Tier Elite Benefits Without Hyatt Globalist Status

Hyatt Centric Chicago Downtown The Loop Lobby Front Desk

On March 1, something unthinkable will happen: For the first time in four years, I won’t have top-tier Hyatt elite status….and I’m totally fine with it. If I’m being perfectly honest, being a Hyatt Diamond member isn’t all its cracked… Continue Reading

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6 Best Credit Cards for People Who Aren’t Into Manufactured Spending

Wallet filled with a stack of credit cards

I’ve written a few posts about the best credit cards to use for manufactured spending, but not everyone earns their points that way. What if you’re not involved in manufactured spending at all? Plenty of people steer clear of manufactured… Continue Reading

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Combating the Herd Mentality in This Hobby

Park Hyatt Maldives on points and miles

There is a tendency in this community to follow the herd. That’s normal in any group – people look towards each other for advice and in this case, that pertains to how we earn and redeem our miles. There’s nothing innately wrong with… Continue Reading

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Review: Conrad Makkah Executive Lounge and Al Mearaj Restaurant

Conrad Makkah Club Lounge Seating Area

While our three rooms at the Conrad Makkah were booked under two Hilton HHonors Diamond and one Gold account, all of us received executive club lounge access. In addition, we were offered breakfast at the Al Mearaj restaurant, which I think beat the… Continue Reading

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Is Manufactured Spending Bad for Your Credit?

Overdue household bills with scissors and cut up credit cards indicating resolve to economize.

I’m coming off the heels of a pretty productive couple of months in terms of manufactured spending, followed by a vacation (sort of). While I really cranked up the numbers at the end of last year, I’ve slowed down and… Continue Reading