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The Secret to My Manufactured Spending Success

Mean Girls Those Rules Aren't Real

This past weekend I was in Elk Grove Village for the annual Chicago Seminars. I met a lot of readers, bloggers, and newbies who asked me about manufactured spending. The questions that came up the most were, “What is the… Continue Reading

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Earn the Southwest Companion Pass After A Single Purchase!

Earn the Southwest Companion Pass After a Single Credit Card Purchase!

The Southwest Companion Pass is legendary. Earn 110,000 Rapid Rewards points and depending on your designated companion flies FREE for up to two years! The Companion Pass is probably the best tool out there for people who want to travel… Continue Reading

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Manufactured Spending As a Full Time Job?

Amex Offers Travel Deals Online Shopping with laptop

Manufactured spending can be very  lucrative if you do it right. Aside from the many ways to off-set manufactured spending fees, there are also ways to make a profit from gift card churning. At one point, I was earning 3.5%… Continue Reading

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8 Ways to Earn Points and Miles Without Credit Cards

American Airlines First Class Seat 777-300ER

One of the biggest barriers (really, the only one) to people getting into this hobby is bad credit. A lot of skeptics are either concerned about ruining their credit through credit card churning or they simply don’t have the minimum… Continue Reading

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Should You Use Cash Back Rewards To Cover Manufactured Spending Fees?

Discover It Miles Credit Card 3% Cash Back Bonus First Year

A few weeks ago, I wrote about how to eliminate manufactured spending fees. I cited tools like the iBotta app, gift card promotions, shopping portals, and cash back credit cards. When cash back portals reduce payouts and I have no… Continue Reading

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Free Manufactured Spending: How to Eliminate Visa Gift Card Fees

Simon Mall Fee-free 5% Back Visa Gift card promotion

One of the first questions I get when I mention how I earn points and miles via manufactured spending is “what is that costing you?” After all, with a few exceptions, Visa gift cards carry fees. Not to mention, the… Continue Reading