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Sapphire Reserve vs. Sapphire Preferred: Which Credit Card is Better?

Sapphire Reserve vs Sapphire Preferred

As most of you know, the publicly availably sign-up bonus for the Chase Sapphire Reserve card has dropped from 100,000 points to 50,000 points. The spending requirement is still $4,000 within 3 months. The downgrade happened sooner than most of us… Continue Reading

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6 Best Credit Cards for People Who Aren’t Into Manufactured Spending

Wallet filled with a stack of credit cards

I’ve written a few posts about the best credit cards to use for manufactured spending, but not everyone earns their points that way. What if you’re not involved in manufactured spending at all? Plenty of people steer clear of manufactured… Continue Reading

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Is Manufactured Spending Bad for Your Credit?

Overdue household bills with scissors and cut up credit cards indicating resolve to economize.

I’m coming off the heels of a pretty productive couple of months in terms of manufactured spending, followed by a vacation (sort of). While I really cranked up the numbers at the end of last year, I’ve slowed down and… Continue Reading

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10 Best Credit Cards to Pay for Uber and Lyft Rides

Mile Earning Credit Cards

Nearly everyone uses rideshare apps like Uber an Lyft these days while traveling. It’s cheap, convenient, better than taxis and…you can earn points and miles with your credit card. Back in the day, I remember cab drivers in Los Angeles… Continue Reading

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Replacing The Barclay Arrival Plus Card

Wallet filled with a stack of credit cards

A couple of weeks ago I lost my Barclay Arrival Plus card, which was really unfortunate because that was my primary credit card for manufactured spending. People often cite the $89 annual fee as a reason to get rid of… Continue Reading

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Credit Card Spending Requirements for Top-tier Hotel Elite Status

There was a time when most of us thought top-tier hotel elite status was out of reach. After all, who stays 25-50 nights at hotels every year? Mostly business travelers. Thanks to rewards credit cards, that’s no longer the case.… Continue Reading

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R.I.P Arrival Plus: Barclay Shuts Down All My Credit Cards

Barclay Credit Card Account Shutdown

Happy New Year everyone (seems the period to keep saying it never ends)! It’s not off to a super great start, thanks to Barclay shutting down all of my credit cards along with my family’s, but the glass is still… Continue Reading