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My Month in Manufactured Spending: A New Reality

Money orders manufactured spending

It’s been a while since I’ve done a monthly manufactured spending wrap-up post, so I thought I’d share one now that my new MS routine is pretty much set. In October, I managed to liquidate about $20,000 worth of Visa… Continue Reading

22

Post Office Stops Accepting Gift Cards for Money Orders: Now What?

Multiple Walmart Money Orders for Manufactured Spending

Last week, Miles Per Day shared a US Post Office memo, directing staff to stop accepting Visa gift cards for money order purchases. A few readers have reached out to me since, slightly panicked about this latest dead deal. But…is… Continue Reading

16

The Secret to My Manufactured Spending Success

Mean Girls Those Rules Aren't Real

This past weekend I was in Elk Grove Village for the annual Chicago Seminars. I met a lot of readers, bloggers, and newbies who asked me about manufactured spending. The questions that came up the most were, “What is the… Continue Reading

16

Manufactured Spending As a Full Time Job?

Amex Offers Travel Deals Online Shopping with laptop

Manufactured spending can be very  lucrative if you do it right. Aside from the many ways to off-set manufactured spending fees, there are also ways to make a profit from gift card churning. At one point, I was earning 3.5%… Continue Reading

24

Should You Use Cash Back Rewards To Cover Manufactured Spending Fees?

Discover It Miles Credit Card 3% Cash Back Bonus First Year

A few weeks ago, I wrote about how to eliminate manufactured spending fees. I cited tools like the iBotta app, gift card promotions, shopping portals, and cash back credit cards. When cash back portals reduce payouts and I have no… Continue Reading

21

Free Manufactured Spending: How to Eliminate Visa Gift Card Fees

Simon Mall Fee-free 5% Back Visa Gift card promotion

One of the first questions I get when I mention how I earn points and miles via manufactured spending is “what is this costing you?” After all, with a few exceptions, Visa gift cards carry fees. Not to mention, the… Continue Reading