For the past year, I’ve been using cash back portals like Yazing and TopCashBack to purchase Visa gift cards from Giftcards.com. These Visa gift cards are generally PIN-enabled, meaning they can be used to purchase money orders. These money orders can then be deposited into your bank account or used to make credit card bill payments in-branch. A lot of folks have been asking me which card designs specifically result in Metabank-issued cards.
Generally, Visa gift cards sold on Giftcards.com are issued by Metabank. However, there are some reports that not all Visa gift cards from GiftCards.com are issued by Metabank and thus cannot be liquidated via money order purchases at Walmart. Obviously, you’ll want to avoid these cards, since you’ll otherwise be stuck with gift cards you have to spend down. I’ve been getting a lot of questions lately from readers wanting to know which Visa gift cards listed on Giftcards.com are issued by Metabank. This depends entirely on the gift card design you choose.
Giftcards.com has a huge selection of gift card designs customers can choose from. While I haven’t ordered every single card design, I do like to get creative and order cards that look nice. In the past, I would pick ones that closely resembled bank debit cards, but now that my local Walmart knows I’m not a criminal or doing this to launder money, they don’t care what the card looks like. So I just order a few tried-and-true designs that I can personally vouch for as resulting in Metabank-issued cards. They include the following gift card designs:
- Night Owls
- Christmas Bird Red
- Orange Flower
- Love Birds
- Happy Birthday Flowers
- Christmas Candy Canes
- Thank You Tulips
- Two Less fish in the Sea
These are card designs I’ve consistently purchased over the last year, which have always been issued by Metabank and thus PIN-enabled. If you pick these card designs, you should be safe, though there is no telling if Giftcards.com changes things down the road.
This should give you plenty of safe gift card buying options going forward. You can find these designs by clicking on the Visa gift card tab on the Giftcards.com home page, selecting “all categories” and then typing the card design name into the search box. As a reminder, be sure to click through a cash back portal to earn 1.25% cash back on your Giftcards.com purchases and off-set the majority of the fees.
If there are any other Giftcards.com Visa gift card designs you can vouch for as being Metabank-issued and thus PIN-enabled for money order purchases, please share in the comment section.
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