There is a SuperCenter in my town, which I’ve tried to avoid like the plague until recently. Walmart’s MoneyCenter has become a goldmine, though, earning me thousands of miles every month. Here are a few ways you can maximize your mile earnings at Walmart:
1. Walmart as a Grocery Store. Some credit card companies code Walmart as a grocery store. I know my Citi AAdvantage does, and while my Amex Business Gold codes Target as a grocery store, I haven’t used it yet at Walmart. If your credit card company does in fact code Walmart as a grocery store, you could be earning up to 6 points per $1 on all of your purchases.
2. Vanilla Reloads. When Walmart starts carrying these (and I’m sure it will be soon, since they’re displayed on VR’s website), you can buy them there and earn 6 points per $1. This is great for those folks who have so far been unable to find VR’s at their local Walgreens or CVS stores.
3. Giftcards. Walmart has Visa, Mastercard, and American Express giftcards that come in $500 increments with a $4.95 fee. Although these are not reload cards, they can still be a good alternative to Vanilla Reload cards, as they can be purchased with a credit card.
According to reports, you can load Visa gift cards onto a American Express Serve, then deposit the funds into your bank account. Practice this in moderation.
4. Reload Bluebird. Bluebird can be reloaded with a point earning debit card, which awards 0.5-1 point per $1 spent.
5. Buy Money orders. My local Walmart sells Money orders in $1,000 increments for just $0.55. You do have to fill out a form if you’re getting more than $3,000 at my local store. Stay off Walmart’s fraud radar and keep your transactions under $3,000.
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