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How to Decide When to Redeem Miles vs. Pay for Travel

Woman carries luggage at the airport terminal

One thing I get asked about most often by newbies is how I decide when to redeem miles and when to pay for travel. After all, points and miles are precious. Whether you’re earning them from credit card sign-up bonuses… Continue Reading

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4 Cheap Ways to Fly Business Class From New York to Dubai Using Miles

Qatar Airways A350 New Business Class Seat

Reader Khalid is new to this hobby and wants to book a business class ticket from New York to Dubai using airline miles. His preference is to fly one of the big three Middle Eastern carriers (Emirates, Etihad, Qatar Airways). Furthermore,… Continue Reading

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One Bank Just Made Manufactured Spending a Little Easier

Use checks at the ATM to make credit card payments

I’ve had my Bank of America checking account since high school. For a long time, I was using it for money order deposits and then using those funds to pay off credit cards I used for manufactured spending. I decided… Continue Reading

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Why I’m Not MS’ing Much These Days

Purse full of Visa gift cards

I’ve been getting emails lately from readers who are curious about why I stopped my manufactured spending posts. Have I given up on gift card churning completely or am I just not writing about it? It’s really down to the… Continue Reading

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My Month in Manufactured Spending: $4,000+ Worth of Points, Miles, and Cash Back Earned in November

Earning points and miles through manufactured spending September

November was a good month in terms of manufactured spending. A lot of great merchant gift card deals popped up that I took advantage of. In total, I managed to earn over $4,000 worth of points and miles at very… Continue Reading

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Amazing Statement Credits and Bonus Point Offers from Amex, Citi, and Bank of America

Hands holding credit card and using digital tablet pc with morning coffee and croissant. Online shopping.

I don’t go shopping very often, but when I do, I try to shop online and utilize coupon codes to get the best deal possible. Credit card companies have been making it easy for me lately, by offering some really… Continue Reading