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10 Best Credit Cards for Non-Bonus Category Manufactured Spending

Discover It Miles Credit Card 3% Cash Back Bonus First Year

Last Year I wrote about the 10 best credit cards for manufactured spending. My rankings were based on a combination of both rewards currency value and bonus categories offered by these cards. It was a good, comprehensive list at the… Continue Reading

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65,000 Mile Citi Platinum AAdvantage Card: A Reminder of How Much I Miss Credit Card Churning

American Airlines First Class Seat 777-300ER

I don’t churn credit card much. Sure, I’ve gone a little nuts in the past with Alaska Visa card applications and I did take full advantage of the 100,000 miles Citi Executive AAdvantage card offer three years ago. But I… Continue Reading

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7+ Ways To Eat For FREE While Traveling

Fruit Buffet Spread at Nizuc Resort Cancun

Food is probably of the biggest expenses most people factor into their travel budgets. Sure, you can eat every meal at McDonald’s, but if you’re traveling abroad, you probably want to experience something of the local culture. Food is one… Continue Reading

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Manufactured Spending With a Full Time Job

Desk with laptop: Manufactured Spending with a Full Time Job

I started a new full time job a month ago. I was a little concerned about how it would affect my manufactured spending activities, but I’m happy to report it’s been largely positive. My work schedule is manageable and the commute is… Continue Reading

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5 Rewards Currencies You SHOULD Be Earning Speculatively

Economy class airplane seats

One of the most common pieces of advice you’ll hear in this hobby is “don’t earn points and miles speculatively.” What does that mean? It means you shouldn’t collect points and miles without a goal in mind. Rewards programs can… Continue Reading

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The Do’s and Dont’s of Trading Miles

Air France and KLM's Flying Blue program is now an Ultimate Rewards transfer partner!

Have you ever found yourself in a situation where you’re short on miles but paying for travel isn’t an option? Perhaps you’ve focused on collecting miles that have been devalued or there is no award availability. Maybe you have a… Continue Reading

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How to Decide When to Redeem Miles vs. Pay for Travel

Woman carries luggage at the airport terminal

One thing I get asked about most often by newbies is how I decide when to redeem miles and when to pay for travel. After all, points and miles are precious. Whether you’re earning them from credit card sign-up bonuses… Continue Reading