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Sapphire Reserve vs. Sapphire Preferred: Which Credit Card is Better?

Sapphire Reserve vs Sapphire Preferred

As most of you know, the publicly availably sign-up bonus for the Chase Sapphire Reserve card has dropped from 100,000 points to 50,000 points. The spending requirement is still $4,000 within 3 months. The downgrade happened sooner than most of us… Continue Reading

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Retaining Top-Tier Elite Benefits Without Hyatt Globalist Status

Hyatt Centric Chicago Downtown The Loop Lobby Front Desk

On March 1, something unthinkable will happen: For the first time in four years, I won’t have top-tier Hyatt elite status….and I’m totally fine with it. If I’m being perfectly honest, being a Hyatt Diamond member isn’t all its cracked… Continue Reading

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6 Best Credit Cards for People Who Aren’t Into Manufactured Spending

Wallet filled with a stack of credit cards

I’ve written a few posts about the best credit cards to use for manufactured spending, but not everyone earns their points that way. What if you’re not involved in manufactured spending at all? Plenty of people steer clear of manufactured… Continue Reading

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10 Best Credit Cards to Pay for Uber and Lyft Rides

Mile Earning Credit Cards

Nearly everyone uses rideshare apps like Uber an Lyft these days while traveling. It’s cheap, convenient, better than taxis and…you can earn points and miles with your credit card. Back in the day, I remember cab drivers in Los Angeles… Continue Reading

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Comparing Credit Card Spending Requirements for Top-tier Hotel Elite Status

There was a time when most of us thought top-tier hotel elite status was out of reach. After all, who stays 25-50 nights at hotels every year? Mostly business travelers. Thanks to rewards credit cards, that’s no longer the case.… Continue Reading

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Rewards Program Changes Coming in 2017

The new year is off to kind of a shaky start, with many upcoming changes in the points and miles world to be aware of. Some of them are good, while others you really have to put your rose-colored glasses… Continue Reading

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My Month in Manufactured Spending: $4,000+ Worth of Points, Miles, and Cash Back in November

Earning points and miles through manufactured spending September

November was a good month in terms of manufactured spending. While I’ve decided to continue keeping that manufactured spending tip I tweeted about a while back secret, it didn’t account for a huge chunk of my manufactured spending. A lot… Continue Reading

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World of Hyatt: Hacking Hyatt’s New Rewards Program

Say that three times fast. Yesterday, Hyatt introduced a new rewards program called World of Hyatt, which will go into effect on March 1, 2017. The changes are negative for most people, especially those who earn elite status via mattress… Continue Reading

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Is This the Worst Chase Hyatt Visa Sign-up Bonus Ever?

Chase Hyatt Visa targeted credit card sign-up bonus for 40000 points

The Chase Hyatt Visa has been around for a long time and traditionally offered a sign-up bonus of two free nights after $2,000 spent in three months. They’ve periodically targeted people for sign-up bonuses in the form of points rather… Continue Reading

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What Can You Do With 100,000 IHG Rewards Club Points?

Beach Bungalow at the Intercontinental Le Moana Bora Bora Resort

A few lucky folks have been getting targeted for a 100,000 point sign-up bonus from the IHG Rewards Club, which requires $2,000 worth of spend within 3 months. I’m one of those people, after months of getting a 60,000 point… Continue Reading