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10 Best Credit Cards for Non-Bonus Category Manufactured Spending

Discover It Miles Credit Card 3% Cash Back Bonus First Year

Last Year I wrote about the 10 best credit cards for manufactured spending. My rankings were based on a combination of both rewards currency value and bonus categories offered by these cards. It was a good, comprehensive list at the… Continue Reading

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Points and Miles Regrets: 5 Things I Wish I’d Done As a Newbie

Ron Swanson I Regret Everything

Most people have things they regret doing (or not doing) in life. I don’t have any regrets about life decision, but I do have plenty when it comes to this hobby. I’ve been doing this for almost six years and… Continue Reading

16

“Is Manufactured Spending Legal?”

Cash register manufactured spending

When I explain manufactured spending to people, one of the most common responses I get is “isn’t that money laundering?” or “that sounds illegal.” It took me aback the first few times I heard it, but it’s understandable that people… Continue Reading

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65,000 Mile Citi Platinum AAdvantage Card: A Reminder of How Much I Miss Credit Card Churning

American Airlines First Class Seat 777-300ER

I don’t churn credit card much. Sure, I’ve gone a little nuts in the past with Alaska Visa card applications and I did take full advantage of the 100,000 miles Citi Executive AAdvantage card offer three years ago. But I… Continue Reading

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Minimum Manufactured Spending Required to Travel (Hint: You Don’t Have to Go All Out)

Earning points and miles through manufactured spending September

A lot of people out there think manufactured spending has to be done in massive numbers. That if you aren’t spending $100,000+ every month you may as well sit on the sidelines. Some people are discouraged because they don’t have enough credit… Continue Reading

16

One Bank Just Made Manufactured Spending a Little Easier

Use checks at the ATM to make credit card payments

I’ve had my Bank of America checking account since high school. For a long time, I was using it for money order deposits and then using those funds to pay off credit cards I used for manufactured spending. I decided… Continue Reading

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Why I Don’t Manufacture Spend With The Starwood Credit Card

Rewards credit Cards in a wallet

A lot of people ask me why I don’t use American Express Starwood Preferred Guest Credit Cards for manufactured spending as much, even though its such a valuable currency. The reason I don’t do it is because American Express isn’t the most… Continue Reading