9

Managing Budgets While Manufacturing Spend

Purse full of Visa gift cards

One of the biggest challenges when you’re manufacturing large amounts of spend is trying to keep your personal budget on track. Sure, it’s possible to off-set most manufactured spending fees, but when you’re trying to normalize spending patterns by channeling… Continue Reading

8

Is It Worth Paying a Fee to Earn Miles With Plastiq?

Plastiq Earn Miles on Rent and Mortgage Payments

A few weeks ago, a Twitter follower asked me about whether it makes sense to pay a 2.7% fee in order to earn miles on rent payments through Plastiq. After all, considering there are ways to generate free manufactured spending,… Continue Reading

39

My Month in Manufactured Spending: A New Reality

Money orders manufactured spending

It’s been a while since I’ve done a monthly manufactured spending wrap-up post, so I thought I’d share one now that my new MS routine is pretty much set. In October, I managed to liquidate about $20,000 worth of Visa… Continue Reading

22

Post Office Stops Accepting Gift Cards for Money Orders: Now What?

Multiple Walmart Money Orders for Manufactured Spending

Last week, Miles Per Day shared a US Post Office memo, directing staff to stop accepting Visa gift cards for money order purchases. A few readers have reached out to me since, slightly panicked about this latest dead deal. But…is… Continue Reading

15

All About the NEW Hilton Credit Cards from American Express!

New Hilton Honors American Express Credit Card

For a while now, there have been rumblings about a new Hilton credit card, after Citi ended its partnership with the brand. American Express has finally announced not one but TWO new Hilton credit cards, plus changes to their existing… Continue Reading

7

Earning Miles vs. Cash Back: Which Makes More Sense?

Discover It Miles Credit Card 3% Cash Back Bonus First Year

A while back, I wrote about the merits of using cash back rewards to cover manufactured spending fees vs. travel expenses. An interesting question came up: “Why not just use a travel rewards credit card from the get-go instead of a… Continue Reading

24

I Was Denied a Citi Prestige Card…For “Too Many Credit Inquiries”

Citi Prestige Credit Card Points

About a month ago, when Citi was still offering the 75,000 point bonus for the Prestige card, I decided to finally apply for it. I don’t have any ThankYou points and I knew the card’s 4th night free benefit would… Continue Reading