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Newbie Guide to Manufactured Spending: Earning Miles with Debit Cards

Mile-earning debit cards Suntrust Delta Skymiles Debit Card

Newbie Guide to Manufactured Spending Update 9/21/14: The Suntrust Delta Skymiles and Alaska Airlines debit cards are no longer available. Debit cards are a great manufactured spending tool, especially if you have less than stellar credit and can’t get approved… Continue Reading

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Newbie Guide to Manufactured Spending: Walmart Money Orders

Walmart Money Order

Newbie Guide to Manufactured Spending Limit: Varies Fees: $0.22-0.75 per $1,000 (although this varies as well) Where to buy: Walmart MoneyCenter How to Cash Out: Bank deposit, bill pay at bank branch Though money orders can be purchased at your… Continue Reading

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Newbie Guide to Manufactured Spending: American Express Gift Cards

Cash back on American Express Gift Card

Newbie Guide to Manufactured Spending Update: As of September 4, 2015, shopping portals are no longer offering cash back on large denominations of Amex gift cards, so I would advise against this method of manufactured spending. There are several reasons… Continue Reading

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Newbie Guide to Manufactured Spending: American Express for Target

Where to find American Express for Target Card

Newbie Guide to Manufactured Spending Update: American Express for Target cards can no longer be loaded with credit cards and are said to be phased out by the end of 2015. Thus, they are no longer a viable manufactured spending… Continue Reading

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Newbie Guide to Manufactured Spending: Visa and Mastercard Gift Cards

Newbie Guide to Manufactured Spending All of the cards we’ve discussed so far involved a three-step process: You buy a reload card, load it onto a prepaid card, then cash out via various methods. There is an easier option: Skip… Continue Reading

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Newbie Guide to Manufactured Spending: Green Dot MoneyPak

Newbie Guide to Manufactured Spending I have yet to find a merchant that allows credit cards as a payment option on Green Dot Moneypaks, but your experience may vary. Moneypaks can generally be found at drugstores, gas stations, and grocery… Continue Reading

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Newbie Guide to Manufactured Spending: REloadit Cards

Newbie Guide to Manufactured Spending Update: Now that REloadit cards are reduced to $500 increments and unloading them has become more difficult, they are no longer a viable manufactured spending option. REloadit cards are the holy grail of manufactured spending… Continue Reading

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Newbie Guide to Manufactured Spending: Paypal My Cash Reload Card

Newbie Guide to Manufactured Spending Reload Limit: $500 per day/$4,000 per month Fees: $3.95 fee per card Where to buy: CVS, 711 How to Cash Out: ATM, Bank Transfer, Cash back at grocery store registers, Money order, Square Cash Often a great… Continue Reading

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Newbie Guide to Manufactured Spending: Vanilla Reload Cards

Newbie Guide to Manufactured Spending As of April 1, 2015 Vanilla Reload cards are no longer available for purchase Recently I outlined the basics of manufactured spending, including the key reload/prepaid cards involved and methods of unloading them. In this… Continue Reading

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Newbie Guide to Manufactured Spending: Prepaid Cards and How to Cash them Out

CVS stops accepting credit cards for Vanilla Reloads

Newbie Guide to Manufactured Spending I’ve had many hobbies: Travel, reading, writing, drawing (I know, it sounds like the hobbies get more and more boring). All of these things have given me a sense of calm and serenity. Chasing points,… Continue Reading