How to maximize point savings with Hyatt’s 20% award rebate

As most of you know by now, Hyatt is offering Chase Hyatt Visa cardholders a 20% rebate on award redemption through July 31, 2015. This 20% discount applies to award stays, Points + Cash redemptions, suite upgrades, dining and spa activities. If you don’t already have a Chase Hyatt Visa, you can still get one and be eligible for this promotion as long as you register by March 31, 2015.

Save 6,000 points per night at the Park Hyatt Sydney
Save 6,000 points per night at the Park Hyatt Sydney

Some of you have been asking me whether this 20% rebate affects my previous assessment that using Arrival miles for Points + Cash awards is cheaper than straight point redemptions, if you’re earning miles from spend (manufactured or otherwise). Now that Hyatt award redemptions are discounted by 20%, are Arrival Points + Cash redemptions still cheaper? I’ve put a new table together, listing the discounted point requirements along with the amount of spending required to accrue those points.

Scroll right to see calculations past Category 6

Based on the rate of point accrual, Points + Cash redemptions combined with Arrival miles aren’t always going to be cheaper. This applies solely to Category 1 and 7 redemptions. At these levels, the amount of spend required to accrue points is less spend than for a Points + Cash award. For the remaining categories, you are still looking at saving $725 – $3,250 in spend by redeeming a Points + Cash award.

Before redeeming Gold Passport points, be sure to scroll down further and check the rates at which it makes more sense to redeem Ultimate Rewards points (through the Ultimate Rewards travel site) or Arrival miles for a Hyatt stay. This way, when a Category 1 Hyatt stay comes to $88 per night, you’ll know that using Arrival miles is better than a Hyatt Gold Passport redemption, regardless of the 20% rebate. This should give you a good sense of how to maximize your points and miles during this promotion.

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