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Last week, American Express announced their new Amex Hilton credit card line-up. In addition to introducing two new credit cards (the Aspire and Hilton Honors American Express Business Card), existing Citi Hilton credit cards would be transferred to American Express…
A while back, I wrote about the merits of using cash back rewards to cover manufactured spending fees vs. travel expenses. An interesting question came up: “Why not just use a travel rewards credit card from the get-go instead of a…
This past weekend I was in Elk Grove Village for the annual Chicago Seminars. I met a lot of readers, bloggers, and newbies who asked me about manufactured spending. The questions that came up the most were, “What is the…
Manufactured spending can be very lucrative if you do it right. Aside from the many ways to off-set manufactured spending fees, there are also ways to make a profit from gift card churning. At one point, I was earning 3.5%…
One of the biggest barriers (really, the only one) to people getting into this hobby is bad credit. A lot of skeptics are either concerned about ruining their credit through credit card churning or they simply don’t have the minimum…
A few weeks ago, I cited tools like the iBotta app, gift card promotions, shopping portals, and cash-back credit cards. When cashback portals reduce payouts, and I have no other options, I can always count on my cash-back cards to…
One of the first questions I get when I mention how I earn points and miles via manufactured spending is “what is this costing you?” After all, with a few exceptions, Visa gift cards carry fees. Not to mention, the…
I constantly get asked about how I keep track of my manufactured spending activities. At the height of my gift card churning days, I was spending $300,000+ per month on gift cards, so it was crucial to have a very…
.50 on Walmart money order fees with iBotta!" decoding="async" data-lazy-srcset="https://875625b2.delivery.rocketcdn.me/wp-content/uploads/2017/09/iBotta-manufactured-spending-at-Walmart.jpeg 300w, https://875625b2.delivery.rocketcdn.me/wp-content/uploads/2017/09/iBotta-manufactured-spending-at-Walmart-176x300.jpeg 176w, https://875625b2.delivery.rocketcdn.me/wp-content/uploads/2017/09/iBotta-manufactured-spending-at-Walmart-32x55.jpeg 32w" data-lazy-sizes="auto, (max-width: 300px) 100vw, 300px" itemprop="image" data-lazy-src="https://875625b2.delivery.rocketcdn.me/wp-content/uploads/2017/09/iBotta-manufactured-spending-at-Walmart.jpeg"/>
If you’re on the lookout for ways to offset manufactured spending fees, there’s a new app that helps you do that: iBotta. iBotta is sort of like a coupon app that pays out rewards when you buy specific products at…
One of the biggest challenges with collecting airline miles and points is redeeming them. Airlines intentionally make it difficult for people to redeem miles. Never did that become more clear to me than during a recent visit to the dentist.…
