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10 Best Credit Cards for Non-Bonus Category Manufactured Spending

Discover It Miles Credit Card 3% Cash Back Bonus First Year

Last Year I wrote about the 10 best credit cards for manufactured spending. My rankings were based on a combination of both rewards currency value and bonus categories offered by these cards. It was a good, comprehensive list at the… Continue Reading

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Points and Miles Regrets: 5 Things I Wish I’d Done As a Newbie

Ron Swanson I Regret Everything

Most people have things they regret doing (or not doing) in life. I don’t have any regrets about life decision, but I do have plenty when it comes to this hobby. I’ve been doing this for almost six years and… Continue Reading

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“Is Manufactured Spending Legal?”

Cash register manufactured spending

When I explain manufactured spending to people, one of the most common responses I get is “isn’t that money laundering?” or “that sounds illegal.” It took me aback the first few times I heard it, but it’s understandable that people… Continue Reading

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Manufactured Spending With a Full Time Job

Desk with laptop: Manufactured Spending with a Full Time Job

I started a new full time job a month ago. I was a little concerned about how it would affect my manufactured spending activities, but I’m happy to report it’s been largely positive. My work schedule is manageable and the commute is… Continue Reading

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FREE Manufactured Spending With Office Depot’s New Rewards Program!

Office Depot Visa Gift Card Rack Manufactured Spending

Office Depot has just announced a major revamping of its rewards program. Starting July 1, 2017 Office Depot rewards members can 2% in rewards on EVERYTHING. That’s right, all members will receive 2% back in the form of reward certificates on… Continue Reading

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How to Decide When to Redeem Miles vs. Pay for Travel

Woman carries luggage at the airport terminal

One thing I get asked about most often by newbies is how I decide when to redeem miles and when to pay for travel. After all, points and miles are precious. Whether you’re earning them from credit card sign-up bonuses… Continue Reading

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Minimum Manufactured Spending Required to Travel (Hint: You Don’t Have to Go All Out)

Earning points and miles through manufactured spending September

A lot of people out there think manufactured spending has to be done in massive numbers. That if you aren’t spending $100,000+ every month you may as well sit on the sidelines. Some people are discouraged because they don’t have enough credit… Continue Reading