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Debit cards are a great manufactured spending tool if you have less than stellar credit and can’t get approved for reward cards. For seasoned credit card churners, mile-earning debit cards present a cheap way to supplement and diversify manufactured spending.…
Reader David sent me this question over the weekend about ReloadIT and PayPower cards. I thought it would be helpful to publish it because it relates to the recent Manufactured Spending series and brings up a recent trend with PayPower…
Limit: Varies Fees: $0.25-0.88 per $1,000 (although this varies as well) Where to buy: Walmart MoneyCenter How to Cash Out: Bank deposit, bill pay at bank branch Though money orders can be purchased at your local Safeway, Kmart and other retailers,…
Update: American Express for Target cards can no longer be loaded with credit cards and are said to be phased out by the end of 2015. Thus, they are no longer a viable manufactured spending tool. Reload Limit: $1,000 per…
All of the cards we’ve discussed so far involve a three-step process: You buy a reload card, load it onto a prepaid card, and then cash out via various methods. There is an easier option: Skip straight to Visa and…
I have yet to find a merchant that allows credit cards as a payment option on Green Dot Moneypaks, but your experience may vary. Moneypaks can generally be found at drugstores, gas stations, and grocery stores in increments of up…
Update: Now that REloadit cards are reduced to $500 increments and unloading them has become more difficult, they are no longer a viable manufactured spending option. REloadit cards are the holy grail of manufactured spending tools. If you can find…
Reload Limit: $500 per day/$4,000 per month Fees: $3.95 fee per card Where to buy: CVS, 711 How to Cash Out: ATM, Bank Transfer, Cash back at grocery store registers, Money order, Square Cash Often a great substitute if your local CVS…
A few weeks ago I wrote about finding Vanilla Reloads at a Save Mart grocery store. What I found out when I googled the company is that the company also owns Foodmaxx and Lucky’s (alternatively called Albertson’s, depending on what…
Updated 2/13/14: A reader has reported that the Big Crumbs offer is back down to 2.1%. TopCashBack remains at 3.5% through 2 Yesterday I wrote about TopCashBack, Big Crumbs, and Barclays RewardsBoost running bonus promotions on Amex Gift Card purchases.…
